Your books, taxes and CRA handled by one team of accountants
Bookkeeping, corporate and personal tax returns, GST/HST and payroll for small businesses, incorporated contractors and the self-employed. One fixed monthly fee. Online across Canada, or in person in Toronto.
190+ client reviews
Serving Canadians since 2016
Handled for you, start to finish
We work in the software you already use
What describes you best?
Certified in QuickBooks Online and Xero. Corporate returns prepared in TaxCycle, payroll run through Wagepoint — and receipts captured in Zoombooks, the app we built ourselves.
Built for the people the big firms overlook
If you're a Canadian small business owner doing the books at midnight, a corporation too small for a Big Four invoice, or an incorporated contractor whose accountant has never mentioned Personal Services Business risk ?· you're exactly who we built this firm for. Online accountant, full service, one team.
Canadian small businesses
Trades, retail shops, cafés, agencies, clinics ?· the owner-operated businesses that keep Canada???s economy moving.
Canadian corporations
Incorporated businesses from $150K to $5M in revenue. Past DIY software, below Big Four ?· and done with the tax preparer who surfaces every April.
Incorporated contractors
IT contractors, management consultants, engineers, and independent professionals billing through a corporation.
One accounting team for the work your business needs
Stop stitching together a bookkeeper, a payroll app, and a tax preparer who appears once a year. Every service below runs off the same reconciled books, handled by the same Canadian accountants ?· bookkeeping, corporate tax, GST/HST, and payroll under one roof ?· plus personal T1 returns for owners and the self-employed.
Online Bookkeeping
Monthly bookkeeping for Canadian corporations: bank and credit-card reconciliation, receipt capture, and CRA-ready records ?· closed by the 15th, every month. Not reconstructed in April from a shoebox.
Online bookkeeping Canada ???Corporate Tax Returns
T2 corporate tax return filing with every schedule your return actually needs ?· GIFI, S1, S8, S31 ?· plus instalment planning so you're never hit with arrears interest. Filed before the deadline, not against it.
T2 corporate tax Canada ???GST/HST Filing
GST/HST registration, ITC reviews, Quick Method vs. regular method analysis, and the place-of-supply rules for invoicing US clients that most firms get subtly wrong.
GST/HST services ???Payroll
Payroll for owners and staff with source deductions remitted before CRA notices, T4 and T4A slips filed by the last day of February, and ROEs handled when someone moves on.
Payroll services ???Financial Statements
Year-end financial statements your bank accepts the day you apply to refinance ?· compiled properly from reconciled books, not improvised the night before.
Reporting services ???CRA Support
Every CRA letter, review, and reassessment answered by someone who knows your file ?· including payroll reviews, GST/HST audits, and T2 processing reviews. You forward the letter; we handle the rest.
CRA support ???Monthly Reporting
A profit-and-loss you can actually read: revenue trends, margin by job or client, and the three numbers that matter this month ?· explained in plain English.
Monthly reporting ???Year-End Tax Planning
Salary vs. dividends modelled on your actual numbers, December 31 timing moves identified, and instalment requirements set ?· done while it can still change your tax bill, not after.
Tax planning ???Not sure which services your corporation actually needs? That's what the first call is for.
Book a Free 20-Min CallWhy business owners switch to Instaccountant
Most of our clients come from another accountant, a storefront tax shop, or doing it themselves. Here???s what they tell us changed:
You???ll always get an answer
You get a dedicated accountant who knows your file. Emails are answered within one business day, not next April.
No surprise bills
One fixed monthly fee covers your books, filings and questions. Asking us something never triggers an invoice.
We find savings, not just file forms
Salary versus dividends worked out on your real numbers, and year-end planning done in the fall while there???s still time to act. Deductions claimed properly, not cautiously skipped.
We know your kind of business
Incorporated contractors, Shopify sellers, trades, consultants and drivers make up most of our practice. We know the deductions, the risks and the CRA rules that apply to you.
Switching takes about a week
We get your records from your previous accountant, connect to your bookkeeping software and set up CRA authorization. You don???t have to chase anyone.
Accounting for the way Canadian businesses work
Different business models create genuinely different accounting problems. We go deepest with the businesses AI can???t replace ?· trades, healthcare, and companies that run payrolls ?· alongside the contractors and online sellers we???ve served since 2016.
Trades & Service Businesses
Electricians, plumbers, HVAC, renovators, and builders. Crews on payroll, subcontractors on T4As, seasonal cash flow, and equipment depreciation ?· the kind of work where the books always fall behind the job schedule, until someone takes them over.
Healthcare, Pharmacies & Clinics
Pharmacies, dental practices, physio clinics, and home-care agencies. Professional corporation rules, payroll for clinical and front-desk staff, and inventory accounted for properly.
Healthcare, Pharmacies & Clinics
Pharmacies, dental practices, physio clinics, and home-care agencies. Professional corporation rules, payroll for clinical and front-desk staff, and inventory accounted for properly.
Healthcare, Pharmacies & Clinics
Pharmacies, dental practices, physio clinics, and home-care agencies. Professional corporation rules, payroll for clinical and front-desk staff, and inventory accounted for properly.
Healthcare, Pharmacies & Clinics
Pharmacies, dental practices, physio clinics, and home-care agencies. Professional corporation rules, payroll for clinical and front-desk staff, and inventory accounted for properly.
Healthcare, Pharmacies & Clinics
Pharmacies, dental practices, physio clinics, and home-care agencies. Professional corporation rules, payroll for clinical and front-desk staff, and inventory accounted for properly.
Healthcare, Pharmacies & Clinics
Pharmacies, dental practices, physio clinics, and home-care agencies. Professional corporation rules, payroll for clinical and front-desk staff, and inventory accounted for properly.
Getting started is simple
From a 20-minute first call to books closed by the 15th — most clients are fully onboarded within a week.
Tell us about your business
Twenty minutes on video. Corporation structure, revenue, current setup — and what's broken, confusing, or keeping you up at night.
Day 1A clear plan before you hang up
You leave the call knowing exactly what we'd handle, what it covers, and what happens first. No hourly estimates, no vague proposals.
Day 1Setup and cleanup
We connect your bookkeeping, catch up anything behind, and set the monthly rhythm ?· books, GST/HST, payroll, all scheduled.
Day 2–7Monthly rhythm, no surprises
Books closed by the 15th. Reports in your inbox. T2 corporate return drafted before the deadline. CRA letters handled without you lifting a finger.
Ongoing
What actually changes after month one
You stop thinking about CRA. You stop opening your inbox with dread. When your bank asks for financials, you forward one email. When tax season arrives, your corporate return is already drafted. That's the real deliverable.
"The first month, I noticed I hadn't thought about my books in three weeks. By month six I'd forgotten what tax-season panic even felt like. That's the actual thing you're paying for."
Behind on your books, T2s or GST/HST? Start where you are.
You don't need to fix anything before calling us. Catch-up is a specialty here, not a surcharge — roughly 40% of our new clients arrive with something broken.
- Bookkeeping stopped eight months ago and you can't face opening the file.
- Your corporation has two or three unfiled T2 returns and CRA is noticing.
- GST/HST filings are behind and interest is quietly compounding.
- A CRA reassessment letter has been sitting on your desk for a month.
- Your previous accountant retired, disappeared, or left behind a mess.
Trusted by 500+ Canadian entrepreneurs & small businesses
Real clients, real businesses ?· from cafés to clinics to security firms.
marry Me MOCHI
SKYVIEW SECURITY
DERMA INSTITUTE
marry Me MOCHI
SKYVIEW SECURITY
DERMA INSTITUTE
Leave with a clear plan before you hang up.
Twenty minutes on video. Tell us about your business ?· corporation structure, revenue, current setup, what's broken. If we're the right fit, you leave knowing exactly what we'd handle and what happens first. If we're not, we'll tell you who is.
- A written scope of what's included ?· before you hang up
- No sales pitch — we???re busy enough; we only take fits
- Honest answer on whether you should incorporate yet
- We???ll say so if you'd be fine on QuickBooks and a yearly return
Know Your Taxes
If you run a business, taxes are part of the job. But no one teaches you how they actually work.
Watch Free Tax Guides on YouTube